Credit Card

Special Financing Available*

on purchases of $199 or more
made with your Pep Boys Credit Card

Apply Now

Check if you Prequalify

Get a decision in seconds with no impact to your credit bureau score.

See if you Prequalify

Ready To Apply?

Get started on your application here.

Apply Now

Already Have One?

Manage your Pep Boys Synchrony Car CareTM Credit Card.

Manage Account
Benefits of the Synchrony
Car CareTM Credit Card
  • Always-On Financing: 6 months special financing* on purchases of $199 or more made with your Pep Boys Credit Card
  • Estimate your monthly payments here
  • Use your card at gas stations and auto-related businesses NATIONWIDE1
  • Simple credit application process
  • Instant credit available2
  • Exclusive cardholder promotional financing offers
  • New purchasing power
  • Credit line dedicated to auto care
  • Online account management at MySynchrony.com and with the MySynchrony Mobile App
  • The Pep Boys credit program is only available in English online. If you would like to apply for Credit in Spanish, please visit one of our locations.
Use your card again and again
Accepted across the U.S. at:
Card Icon
Synchrony Car Care Locations

With promotional financing available.

Gas Icon
Gas Stations Nationwide1

Gas station purchases are not eligible for promotional financing.

Apply Now Manage Your Account

Estimate Your Monthly Payments

No Interest If Paid In Full In 6 Months*

on purchases of $199 or more for 6 Months made with your Pep Boys Synchrony Car Care Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required.

Total Amount Financed

Promotional Period In Months

Suggested Equal Monthly Payment**

$2006$34
$3006$50
$4006$67
$5006$84
$6006$100
$7006$117
$8006$134
$9006$150
$10006$167
$1,1006$184
$1,2006$200

** That could pay off Total Amount Financed within 6 Promo Period if there is no other balance on your account.

FREQUENTLY ASKED QUESTIONS

What is the Pep Boys Credit Card?

Pep Boy’s offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again at Pep Boys locations and over 500,000 automotive locations nationwide1.

How do I apply for a Pep Boys Credit Card?

You can apply for a Pep Boys Credit Card by applying online or at any of our convenient locations.

Where do I check the status of my account?

To check the status of your Pep Boys credit card account, click on the Manage My Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to your next 12 payments
How can I make a payment on my Pep Boys Credit Card?

There are three convenient ways to pay your bill.

  • Pay Online: Click here to manage your account and make payments online.
  • Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254
    during the hours listed below to make a payment by phone.
    Mon – Sunday 7:30 am to 12:00 midnight EST
  • Pay by Mail: Mail payments o the address below. Ensure that you have
    plenty of time for your payment to arrive prior to the due date.

    Synchrony Bank
    P.O. Box 960061
    Orlando, FL 32896-0061
    HAVE QUESTIONS? CHECK OUT OUR FAQ SECTION
How can I avoid paying interest on my Pep Boys Credit Card purchase?

We offer 6 months promotional financing on purchases of $199 or more*. If you pay the entire promotional balance in full, before the promotion’s expiration date, you can avoid paying the interest accrued during the promotional financing period. Additionally, if you pay your entire new purchase balance in full each month, before the due date, you can avoid paying interest.

What are the rates for the Pep Boys Credit Card?

For New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.

  1. Subject to credit approval. Valid everywhere Synchrony Car CareTM is accepted in the U.S., including Puerto Rico.
  2. Subject to credit approval.